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Vehicle Tax Changes Explained

Posted onSeptember 8, 2014

Vehicle Tax Changes Explained

Vehicle Tax Changes Explained

From 1 October 2014, the paper tax disc will no longer need to be displayed on a vehicle windscreen. If you have a tax disc with any months left to run after this date, then it can be removed from the vehicle windscreen and destroyed. This includes customers with a Northern Ireland address, however they will still need to display their MoT disc.

You can apply online to tax or SORN your vehicle using your 16 digit reference number from your vehicle tax renewal reminder (V11) or 11 digit reference number from your log book (V5C)

What this means to you

To drive or keep a vehicle on the road you will still need to get vehicle tax and DVLA will still send you a renewal reminder when your vehicle tax is due to expire. This applies to all types of vehicles including those that are exempt from payment of vehicle tax.

Buying a vehicle

From 1 October, when you buy a vehicle, the vehicle tax will no longer be transferred with the vehicle. You will need to get new vehicle tax before you can use the vehicle.

You can tax the vehicle using the New Keeper Supplement (V5C/2) part of the vehicle registration certificate (V5C) online or by using the automated phone service – 24 hours a day, 7 days a week.

Alternatively, you may wish to visit a Post Office® branch.

Selling a vehicle

If you sell a vehicle after 1 October and you have notified DVLA, you will automatically get a refund for any full calendar months left on the vehicle tax.

Vehicle tax refunds

You will no longer need to make a separate application for a refund of vehicle tax. DVLA will automatically issue a refund when a notification is received from the person named on DVLA vehicle register that the:

  • vehicle has been sold or transferred
  • vehicle has been scrapped at an Authorised Treatment Facility
  • vehicle has been exported
  • vehicle has been removed from the road and the person on the vehicle register has made a Statutory Off Road Notification (SORN)
  • person on the vehicle register has changed the tax class on the vehicle to an exempt duty tax class

Paying vehicle tax by Direct Debit

From 1 October 2014 (5 October if setting up at a Post Office®), Direct Debit will be offered as an additional way to pay for vehicle tax. This will be available for customers who need to tax their vehicle from 1 November 2014:

  • annually
  • 6 monthly
  • monthly (12 months tax paid for on a monthly basis)

Provided an MOT remains valid, the payments will continue automatically until you tell DVLA to stop taking them or you cancel the Direct Debit with your bank. Valid insurance should also be in place for vehicles registered in Northern Ireland.

The Direct Debit will be cancelled and payments automatically stopped when you tell DVLA that you no longer have the vehicle, or the vehicle has been taken off the road and a Statutory Off Road Notification (SORN) has been made.

When the Direct Debit scheme can’t be used

Paying by Direct Debit will not be available to:

  • first registration vehicles
  • fleet schemes
  • HGVs that pay the Road User Levy (all other HGVs can pay by Direct Debit)

Checking the tax status of a vehicle

You can check the tax status of any vehicle online. This can also be used for rental vehicles.

The video below explains more click the photo to play the video



Local TV invite for five Scottish locations

Posted onJuly 31, 2014

Local TV invite for five Scottish locations

Local TV invite for five Scots locations

Ofcom today invited applications for new local TV channels in seven UK locations – Aberdeen, Ayr, Carlisle, Dundee, Forth Valley, Inverness and Stoke on Trent.

The invitation follows legislation passed in 2011, enabling Ofcom to issue local TV licences allowing the broadcast of local TV channels on digital terrestrial TV.

Five local TV channels are now broadcasting. The first of these was Estuary TV in Grimsby, which launched in November 2013. The first local TV channel in Scotland (STV Glasgow) launched in June this year.

The closing date for applications for the Scottish areas of Aberdeen, Ayr, Dundee, Forth Valley and Inverness, and the English areas of Carlisle and Stoke on Trent, is 23 October 2014.

As well as broadcasting on digital terrestrial, it is anticipated that local TV channels might choose to offer their services on satellite, cable and online.

Details on how to apply can be found here.

Local TV stations

The first local TV licences were advertised by Ofcom in May 2012. In the first phase, Ofcom awarded 19 local TV licences.

Ofcom has already invited applications for 18 locations in the second phase of local TV licensing. During this phase, licences have so far been awarded to Middlesbrough, Scarborough, Mold, York, Cambridge, Swansea, Guildford, Reading, Salisbury, Maidstone and Tonbridge, and Basingstoke.

Pre-Nuptial Agreements gaining popularity in Scotland

Posted onJune 20, 2014

Pre-Nuptial Agreements gaining popularity in Scotland

Pre-Nuptial Agreements gaining popularity in Scotland

Celebrities’ relationships are known to end as quickly as they begin, which explains why many lawyers advise that they enter into an iron-clad prenuptial agreement. But what about the rest of us?

A Fife Solicitors firm has revealed that Pre-Nuptial Agreements are gaining popularity in Scotland and amongst its client base, where increasing numbers of couples are resorting to ‘Pre-Nups’ to ensure that neither party loses out if the marriage ends.

Ronnie Murphy, Partner, Murray Donald said, “A few years ago, Pre-Nups were rarely entered into in Scotland and there was even debate in legal circles as to whether they were valid or enforceable. However, as the Law Commission, who advise the Westminster Government on updates to the law, proposes to make them legally binding in England and Wales, Scotland is one step ahead. The starting point in Scots Law is that Pre-Nups are generally accepted as being “legally binding” (or, more accurately, “enforceable by the court.”)

Pre-nuptial agreements are recommended for people who, for whatever reason, wish to ring-fence some of their assets prior to getting married or entering into a civil partnership. When most people think of Pre-Nups, they envisage Hollywood stars protecting their millions from their future spouse. However, they are not just luxuries for the super-rich and may be advisable for individuals of more modest means.

If, for example, you own a business or properties you may be interested in a Pre-Nup. Equally, you might have savings or investments which you would like to protect. You may also wish to consider a pre-nuptial agreement if you are entering into a second marriage or civil partnership, or marrying later in life with a wish to protect inherited or gifted assets.

Regardless of the motivating factors, it is important that the couple seek legal advice prior to entering into a pre-nuptial agreement. The agreement must be fair and reasonable at the time that it is entered into and there should be no suggestion of one spouse being pressurised into signing the agreement.

Mr Murphy continued, “We understand that it’s not necessarily the most romantic conversation to have with your partner but having an open and honest conversation at an early stage in your relationship will mean that it’s dealt with and you can enjoy those honeymoon days worry-free! You should make sure that you allow sufficient time prior to the wedding or civil partnership to get all of the details ironed out, ensuring that it is signed before the big day.  It is, in fact, advisable to start the process three to four months before the wedding in the hope of having it signed at least two months before the wedding.”

So what might be included in the agreement?

 

  • Both parties can protect their existing assets
  • How other assets will be divided rather than in accordance with the terms of The Family Law (Scotland) Act 1985 which can have unexpected results
  • The level of financial support to be paid after separation
  • Pension provision for stay-at-home spouses
  • Pre-Nups are usually drafted so that they remain in force indefinitely.  They could also be written in such a way that they cease to have effect after a certain number of years or when an event such as the birth of a child occurs.  However, if past experience of actors, actresses, musicians and those in the media are anything to go by, such “sunset clauses” only result in one of the spouses waiting until the necessary number of years have elapsed before separating thereby rendering the Pre-Nup void.

 

Some of the more unusual provisions which have been written into Pre-Nups relate to which spouse has custody of the family dog and when the other spouse is allowed to spend time with the dog and a clause stating that mother-in-laws are not allowed to have sleepovers in the couple’s house!

When it comes to the cost for a Pre-Nup, the fee is likely to be money well spent as contested divorce proceedings costing many thousands of pounds may be avoided at a later date.  It is usually recommended that the spouse seeking the Pre-Nup pay for the legal fees incurred by the other spouse in entering into the Agreement.

Furthermore, if the Agreement is registered in the Books of Council and Session it can be used to force payment without the need to first apply to the Court.

While Pre-Nups gain popularity in Scotland, in England, the Law Commission has consulted about whether to introduce them and has recently recommended that Pre-Nups should be made legally binding there but only after the financial needs of the separating couple and any children have been taken into account.

The English Law Commission wants Pre-Nups to be strictly regulated and drafted in accordance with standard formulas with official guidance being published on what constitutes legitimate “financial needs”.

The government, the Commission said, should also fund a “long-term study to assess whether a workable, non-statutory formula could be produced that would give couples a clearer idea of the amounts that might need to be paid to meet needs”. It added: “Formulae are already used successfully in other jurisdictions such as Canada, where they produce a guideline range of outcomes within which couples can negotiate.”

The Law Commission’s proposals has been sent to the Ministry of Justice, which will examine whether it wishes to draw up legislation on the basis of the suggestions. Past governments have shown reluctance to revise marriage laws.

 

New book Moving On advocates independent currency for Scotland

Posted onFebruary 25, 2014

New book Moving On advocates independent currency for Scotland

New book Moving On advocates independent currency for Scotland

IN March 2016, the Scots may be electing their first sovereign Parliament since 1707.

An early priority would be to decide upon the country’s Monetary Policy, principally the national currency and the nature of its banking system.

Until that time, Scotland will continue to use Sterling irrespective of the composition of that new government or the agreement of Westminster.

Launching on Wednesday, March 5 2014 at a YES Campaign meeting in Helensburgh, ‘Moving On’ is a new book advocating an independent currency  for Scotland.

The co-authors, a successful businessperson and a senior trade unionist combine to argue against the present neo-liberal economic dogma and its close association with what it considers to be shadowy financial markets.

‘Moving On’ is equally critical of democratically-elected governments which – in its view – cave in to lobbyists, bankers and financial engineers representing the City of London. Instead, the book offers a completely fresh constitutional formula isolating the currency from vested and political self-interest.

Part Two sets out the brave and lonely case for change. Unusually, this is done in a remarkably realistic context – that of Scotland regaining its independence and setting about a 21st-century Enlightenment, reminiscent of that pioneering Scotsman, Adam Smith, rather than his countryman, James Paterson, who founded the Bank of England over 80 years previously. The comparison holds good today, that of the philosopher and social reformer, Adam Smith, and the alleged self-interest and short-term opportunism of Paterson.

‘Moving On’ represents the first book to detail a practical and more exciting option to the present financial regime. That is sorely needed and as Dennis Canavan writes in the Foreword, will contribute significantly to that debate.

The book will be available from Amazon from March 5 2014.

The Dundee Channel News 22-10-12

Posted onOctober 22, 2012

The Dundee Channel News 22-10-12

The Dundee Channel News 22-10-12

A round up of the local news with The Dundee Channel.

This video is in our archive which is being restored in 2014. Please contact us for access to the video.

Dundee Channel News

Posted onSeptember 20, 2012

Dundee Channel News

Dundee Channel NewsDundee voters are urged to check their details, Dundee MP warns independence could harm the Scottish Video Games Industry, Road works firm gives reassurance ahead of long term waterfront development and DUSA comes top.

Click the photo below to play video



Scottish school pupils bang the drum for science

Posted onJune 14, 2012

Scottish school pupils bang the drum for science

Scottish school pupils bang the drum for scienceHundreds of Scottish school pupils welded with chocolate and sculpted furniture from newspapers, while showcasing their own scientific innovations centred around everything from moths to the Mona Lisa.

Open to 11-19 year olds showcasing their impressive array of innovations, inventions and investigations underpinned by Science, Technology, Engineering and Mathematics (STEM), The Big Bang Scotland once again headed to Perth on Tuesday 12 June 2012. 

Projects being judged on the day ranged from a ‘forgery’ of the Mona Lisa to which sweets make the best glue, as well as investigations into suntan lotions, prolonging the life of freshly cut flowers, moths, glow sticks and even the Science of the Avengers!

Organised by Aberdeen-based educational charity TechFest-SetPoint, the event attracted around 90 competing projects, with around 850 pupils, competitors and visitors attending from 65 schools. 

When not being judged, pupils had fun exploring the sweeter side of science, when over 1,000 bars of white chocolate are unwrapped during Scotland’s first ever Chocolate Welding workshops. 

Meanwhile, Perth-based eco-artist Lisa’s Earl presented engineering, recycling and sustainability at its very best with her Stixx machine which rolls newspapers into incredibly strong poles ideal for building and sculpting. One of only two machines in Scotland, Lisa will be helping pupils roll their Stixx from a pile of old papers, join them with cable ties and build a stool that will, incredibly, take the weight of an adult.

The huge event spread across Perth Concert Hall, the neighbouring Perth Museum and Art Gallery and, for the first time, the Royal Scottish Geographical Society.

 




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